MNSKEY · PROPERTY REPORTS

Investment Property Analysis

Explore rental cash flow and returns using your own assumptions.

Your property assumptions

Example values only. Replace them with the property's figures and lender terms. This model assumes an uninsured mortgage with at least 20% down and a fixed rate compounded semi-annually.

Purchase price ($)Down payment (%)Annual mortgage rate (%)Amortization (years)Monthly rent ($)Vacancy allowance (%)Annual property tax ($)Monthly condo fee ($)Monthly insurance ($)Monthly maintenance reserve ($)Management (% of collected rent)Monthly owner-paid utilities ($)Total closing costs ($)

Monthly cash flow

-$1,923

Annual net operating income

$18,802

Gross rental yield

4.80%

Capitalization rate

2.35%

Cash-on-cash return

-10.26%

Initial cash required

$225,000

Monthly cash flow breakdown

Rent after vacancy allowance: $3,040
Operating expenses and reserves: − $1,473
Mortgage principal and interest: − $3,490
Cash remaining: -$1,923

Net operating income excludes mortgage payments and income tax. Capitalization rate is annual net operating income ÷ purchase price. Cash-on-cash return uses cash flow after mortgage payments ÷ down payment plus closing costs. Appreciation, selling costs, income tax and mortgage renewal changes are excluded.

Check the assumptions

Use the Rental Market report to research asking rents and the Home Ownership Costs report for a closing-cost estimate. These are scenarios, not an appraisal or a guaranteed return. Save a PDF to keep a dated copy of your assumptions.